If you’re not sure whether you could qualify, call USAA at 800-531-USAA (8722) to have a conversation with a USAA representative. Generally, as long as a parent or spouse or former spouse is or was a USAA member, you are eligible to apply for the company's insurance products. (Those members had to have joined USAA prior to or during the marriage.) Un-remarried former spouses of USAA members.Widows or widowers of someone who was in the military.There's another group that gets an automatic in: family members. You don’t have to be in the military yourself to qualify for USAA insurance, though. “All insurance products are subject to USAA’s underwriting requirements,” a spokesperson told CR. One note: Being eligible doesn’t mean you’re guaranteed to get insurance, only that you are invited to apply. service academies or affiliated academy preparatory schools, in advanced ROTC or on an ROTC scholarship, plus officer candidates within 24 months of commissioning. Those who have retired or separated from the U.S.Air Force, Army, Coast Guard, Marines, Navy, National Guard, and Reserves Individuals who are currently serving in the U.S.USAA lists the following groups as eligible for membership: You have to qualify for membership to be eligible for USAA insurance. "I was eligible because I had an honorable discharge," he explained. But his military service was good enough for USAA, he later discovered. Wishnak assumed he didn't qualify for membership because his six months of active duty didn't make him eligible for veterans benefits. Take the case of Rick Wishnak of San Rafael, Calif. But USAA’s definition of military and veterans may lead to confusion.
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